Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-05T04:00:06.311246+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T13:19:39.905901+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:55:25.718873+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 3mo agoSchools: stale, refreshed 3mo ago (2026-08-06T07:49:20.947654+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
75
/ 100
Strong
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
17 of 21 sources
Sale Estimate
£119,000
£108k - £131kMedium
Estimate
£119k
Range
£108k – £131k
Rent Estimate (pcm)
£850
£800 - £900
Monthly
£850
Yield
9.27%
Verdict
Derived from HomePortfolio scores
12 Eastbourne Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
52
High confidence3 independent sourcesListing checked 5 Nov 2026
Every component scored, and three or more independent sources agree.
Valuation edge2.5/15
claims [AVM +7.6% (MEDIUM), sold-comps +29.9%, £/sqft +29.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 3455033044· as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.7%· as of 1 Nov 2026
Rental economics33/40
gross yield 9.3%; range width penalty ×0.96
valuation_snapshotsrent estimate 850/mo (range 800-900)· as of 13 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 5 Nov 2026· verify before relying on this
Stress margin3.6/30
stressed cash flow +31/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 39 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity13/15
346 sales/12mo in area; valuation range width 19%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £85,000
£82,500£126,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£110,000
At the asking price
£850/mo
Evidenced range £800-£900
5.4%
75%
Cash required
£34,300
Net cash flow
£217/mo
Cash on cash
7.6%
Score at this price
52
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 3455033044Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.7%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 850/mo (range 800-900)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 5 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
Risks
What could kill this deal
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-900)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Seller motivation could not be scored
context, not scored: 0 price cut(s), 39 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £85,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
