595 Etruria Road, Stoke-on-Trent, ST4 6HP

UPRN:3455035622Semi-Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (57)

Data freshness:Price Paid· freshPlanning· 5mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

595 Etruria Road, Stoke-on-Trent, ST4 6HP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£327,000

£311k - £343kHigh

Estimate

£327k

Range

£311k – £343k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

6.28%

Verdict

Derived from HomePortfolio scores

595 Etruria Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

79/ 100

High

Transit & Bike

Transit 23Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £80/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.55 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£327,000

Rent Estimate (pcm)£1,700

Gross Yield6.28%

1y Growth-

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST4 6HP

Approval Rate

-12mo

Development

low

26/00735/FUL
Replacement of existing single glazed sash timber windows with new double glazed timber sash windows on ground and first floor, fronting Lower Oxford Road.
Pending
26/00744/FUL
External alterations to garage to facilitate the continued use of 5 The Greenway as a care home for up to two children (approved under certificate of lawfulness 22/00276/PLD) cared for by up to three carers.
Pending
26/00726/ADV
Application for consent to display advertisements at 11 Lancaster Building, Newcastle-under-Lyme, ST5 1PG (Grade II listed, NHLE 1391417). The proposal is a non-illuminated vinyl fascia sign to the shopfront and non-illuminated vinyl graphics to the shop window.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density4,291 /km²

Owner Occupied67%

Age Distribution

0-15 15%16-64 64%65+ 21%

View Area Profile

Schools Nearby

Lyme Brook Independent School
0.1 mi
Good
Demetae Academy
0.2 mi
Inspected by ISI
Newcastle-under-Lyme School
0.4 mi
Inspected by ISI
Harpfield Primary Academy
0.4 mi
Inspected as Harpfield Primary School (URN 123998) on 14 Jun 2011

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

605 Etruria Road
-
£120k
-
603 Etruria Road
-
£120k
-
601 Etruria Road
-
£130k
-
597 Etruria Road
-
£64k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN