26 Grove Road, Stoke-on-Trent, ST4 3AZ

UPRN:3455044515End Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (67)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£227,000

£205k - £250kMedium

Estimate

£227k

Range

£205k – £250k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

7.44%

Verdict

Derived from HomePortfolio scores

26 Grove Road earns an INVESTIGATE rating with HP Score 64/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

53/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 14Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £229/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£227,000

Rent Estimate (pcm)£1,550

Gross Yield7.44%

1y Growth-44.5%

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£135,000 (2019-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST4 3AZ

Approval Rate

-12mo

Development

low

26/CLE/00541
certificate of lawfulness for mixed-use property consisting of ground-floor hot food takeaway (Sui Generis) and first-floor residential flat (class C3)
Approved
26/CLP/00457
Certificate of (proposed) lawful development for a replacement to existing conservatory and flat roof structure with single storey extension
Pending
26/FUL/00453
Change of use from provision of medical/health services (Use Class E (e) ) to 5 bedroomed house in multiple occupation (Use Class C4)
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density2,473 /km²

Owner Occupied48%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

Glebedale School
0.1 mi
Inspected by ISI
Heron Cross Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Our Lady's Catholic Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Co-op Academy Glebe
0.5 mi
Outstanding

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

56 Grove Road
-
£176k
-
20 Grove Road
-
£103k
-
28 Grove Road
-
£115k
-
76 Grove Road
-
£256k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN