41 Maclagan Street, Stoke-on-Trent, ST4 1EF

UPRN:3455064637Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

41 Maclagan Street, Stoke-on-Trent, ST4 1EF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£115,000

£109k - £120kHigh

Estimate

£115k

Range

£109k – £120k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

8.00%

Verdict

Derived from HomePortfolio scores

41 Maclagan Street earns an INVESTIGATE rating with HP Score 51/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

59/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

63/ 100

Moderate

Transit & Bike

Transit 19Bike 51

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £149/mo
Cash on cash: 4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£800

Gross Yield8.00%

1y Growth-

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£89,000 (2021-01-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1ST4 1EF

Approval Rate

-12mo

Development

low

26/CLP/00613
Certificate of proposed lawful development for use of existing residential dwellinghouse as a children's home
Pending
26/NMA/00591
For the design of the campus park and car park
Pending
26/DCC/00579
Discharge of condition 3 (materials) and Condition 4 (attic doors) on listed building consent no. 68600/LBC
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2021-01-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density5,289 /km²

Owner Occupied32%

Age Distribution

0-15 16%16-64 75%65+ 9%

View Area Profile

Schools Nearby

Stoke Minster CofE Primary Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
City of Stoke-On-Trent Sixth Form College
0.4 mi
-
University of Staffordshire
0.6 mi
-
St Peter's CofE Academy
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Maclagan Street
-
£118k
-
41 Maclagan Street
-
£89k
-
39 Maclagan Street
-
£64k
-
41 Maclagan Street
-
£82k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN