8 Oxford Street, Stoke-on-Trent, ST4 7EE

UPRN:3455074937Mid Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

8 Oxford Street, Stoke-on-Trent, ST4 7EE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£145,000

£130k - £159kMedium

Estimate

£145k

Range

£130k – £159k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

7.35%

Verdict

Derived from HomePortfolio scores

8 Oxford Street earns an INVESTIGATE rating with HP Score 57/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

66/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

75/ 100

High

Transit & Bike

Transit 30Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£155,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £48,400
Net cash flow: £135/mo
Cash on cash: 3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£145,000

Rent Estimate (pcm)£950

Gross Yield7.35%

1y Growth-15.5%

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£41,950 (2002-02-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST4 7EE

Approval Rate

-12mo

Development

low

26/DCC/00579
Discharge of condition 3 (materials) and Condition 4 (attic doors) on listed building consent no. 68600/LBC
Pending
26/TCA/00432
Felling of two overgrown trees in back garden located at side of garage and front of garage.
Pending
26/TCA/00418
Reduction in approximately half the height of willow tree in rear garden.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-02-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density2,878 /km²

Owner Occupied37%

Age Distribution

0-15 18%16-64 74%65+ 8%

View Area Profile

Schools Nearby

The Willows Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Thomas Aquinas Catholic Primary School
0.5 mi
Good
Thistley Hough Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
University of Staffordshire
0.6 mi
-

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Oxford Street
-
£45k
-
52 Oxford Street
-
£52k
-
Yarrow House, 20 Oxford Street
-
£142k
-
22 Oxford Street
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN