25 Spragg House Lane, Stoke-on-Trent, ST6 8DU

UPRN:3455089413Semi-Detached PropertyBeds -Built 1950-1966

FreeholdCouncil Tax: Band BEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

25 Spragg House Lane, Stoke-on-Trent, ST6 8DU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£213,000

£170k - £256kLow

Estimate

£213k

Range

£170k – £256k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

8.84%

Verdict

Derived from HomePortfolio scores

25 Spragg House Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

52/ 100

Moderate

Transit & Bike

Transit 17Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £328/mo
Cash on cash: 6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.18 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£213,000

Rent Estimate (pcm)£1,400

Gross Yield8.84%

1y Growth-

3y Growth+3.6%

5y Growth+3.6%

10y Growth+3.6%

Last Sold Price£13,000 (1995-01-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST6 8DU

Approval Rate

-12mo

Development

low

26/CLP/00510
Certificate of proposed lawful development for use of a loft conversion with dormer and hip to gable roof
Pending
26/CLP/00455
Certificate of (proposed) lawful use for a children’s home for two children
Pending
26/CLP/00060
Certificate of (Proposed) Lawful Development for Change of use from residential dwelling (C3) to residential care home for up to 2 children (C2)
Approved

View Planning Timeline

Ownership

Corporate Ownership70.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-01-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density4,437 /km²

Owner Occupied48%

Age Distribution

0-15 25%16-64 61%65+ 14%

View Area Profile

Schools Nearby

St Marys Catholic Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Smallthorne Primary Academy
0.4 mi
Good
Norton-Le-Moors Primary Academy
0.4 mi
Good
New Ford Academy
0.6 mi
Outstanding

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

55 Spragg House Lane
-
£179k
-
61 Spragg House Lane
-
£238k
-
57 Spragg House Lane
-
£148k
-
55 Spragg House Lane
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN