29 Welby Street, Stoke-on-Trent, ST4 4PJ

UPRN:3455102328Mid Terrace House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (58)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

29 Welby Street, Stoke-on-Trent, ST4 4PJ

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£101,000

£96k - £106kHigh

Estimate

£101k

Range

£96k – £106k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

8.84%

Verdict

Derived from HomePortfolio scores

29 Welby Street earns an INVESTIGATE rating with HP Score 64/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

66/ 100

Elevated

Walkability

76/ 100

High

Transit & Bike

Transit 22Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £164/mo
Cash on cash: 6.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.18 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£101,000

Rent Estimate (pcm)£700

Gross Yield8.84%

1y Growth+9.0%

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£66,000 (2020-03-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST4 4PJ

Approval Rate

-12mo

Development

low

26/CLE/00541
certificate of lawfulness for mixed-use property consisting of ground-floor hot food takeaway (Sui Generis) and first-floor residential flat (class C3)
Approved
26/CLP/00457
Certificate of (proposed) lawful development for a replacement to existing conservatory and flat roof structure with single storey extension
Pending
26/FUL/00453
Change of use from provision of medical/health services (Use Class E (e) ) to 5 bedroomed house in multiple occupation (Use Class C4)
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-03-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density2,388 /km²

Owner Occupied52%

Age Distribution

0-15 18%16-64 68%65+ 14%

View Area Profile

Schools Nearby

Our Lady's Catholic Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Christ Church CofE Primary Academy
0.3 mi
Good
St Peter's CofE Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Heron Cross Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

79 Welby Street
-
£105k
-
77 Welby Street
-
£103k
-
23 Welby Street
-
£80k
-
81 Welby Street
-
£109k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN