Chestnut House, 3 Highton Street, Stoke-on-Trent, ST2 7BA

UPRN:3455123788Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band FEPC: C (75)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021

Chestnut House, 3 Highton Street, Stoke-on-Trent, ST2 7BA

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£414,000

£393k - £435kHigh

Estimate

£414k

Range

£393k – £435k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

5.62%

Verdict

Derived from HomePortfolio scores

Chestnut House earns an INVESTIGATE rating with HP Score 65/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

56/ 100

Moderate

Transit & Bike

Transit 9Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: -£52/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£414,000

Rent Estimate (pcm)£1,850

Gross Yield5.62%

1y Growth+8.3%

3y Growth+2.3%

5y Growth+2.8%

10y Growth+4.3%

Last Sold Price£260,000 (2016-06-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST2 7BA

Approval Rate

-12mo

Development

low

SMD/2026/0404
Change of use from agricultural land to a secure dog walking field with associated fencing, gates and parking area
Pending
26/DCC/00562
Application to discharge conditions 3, 4, 6 and 9 on application 70833/FUL
Pending
26/HOU/00481
Single storey side extension
Conditions

View Planning Timeline

Ownership

Corporate Ownership57.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-06-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density-

Owner Occupied31%

Age Distribution

0-15 26%16-64 60%65+ 14%

View Area Profile

Schools Nearby

Milton Primary Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hillside Primary School
0.2 mi
GoodImproving
Sporting Stars Academy
0.2 mi
Outstanding
Carmountside Primary Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 Highton Street
-
£155k
-
36 Highton Street
-
£150k
-
15 Highton Street
-
£153k
-
49 Highton Street
-
£138k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN