42 Blithfield Way, Stoke-on-Trent, ST6 8GS

UPRN:3455128869Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band AEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

42 Blithfield Way, Stoke-on-Trent, ST6 8GS

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£93,000

£89k - £98kHigh

Estimate

£93k

Range

£89k – £98k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

10.00%

Verdict

Derived from HomePortfolio scores

42 Blithfield Way earns an INVESTIGATE rating with HP Score 61/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

45/ 100

Mixed

Transit & Bike

Transit 13Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +3.2% (HIGH), sold-comps -5.9%, £/sqft -5.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 3455128869· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11%· as of 28 Oct 2026
Rental economics40/40
gross yield 10.7% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 800/mo (tenanted)· as of 5 Nov 2026
Stress margin9.8/30
stressed cash flow +78/mo, +10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.7/15
679 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £79,000

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £215/mo
Cash on cash: 9.1%
Score at this price: 64

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 3455128869Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11%Valuation edge · as of 28 Oct 2026
listing_factscontractual rent 800/mo (tenanted)Rental economics · as of 5 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Stress margin needs verification before you rely on it
costs not disclosed by the advert
Seller motivation could not be scored
context, not scored: 0 price cut(s), 31 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Set your walk-away price before viewing - above £79,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£93,000

Rent Estimate (pcm)£750

Gross Yield10.00%

1y Growth-25.6%

3y Growth+3.6%

5y Growth+3.6%

10y Growth+3.6%

Last Sold Price£107,946 (2008-04-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST6 8GS

Approval Rate

-12mo

Development

low

26/CLP/00510
Certificate of proposed lawful development for use of a loft conversion with dormer and hip to gable roof
Pending
25/CLP/00839
Certificate of proposed lawful development for use of an existing residential dwelling (Use Class C3) as a residential care home for one child between the age of 5 to 17
Approved
25/DCC/00742
Discharge of condition 4
Pending

View Planning Timeline

Ownership

Corporate Ownership70.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2008-04-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density3,751 /km²

Owner Occupied53%

Age Distribution

0-15 22%16-64 64%65+ 14%

View Area Profile

Schools Nearby

Norton-Le-Moors Primary Academy
0.3 mi
Good
Smallthorne Primary Academy
0.3 mi
Good
St Marys Catholic Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
New Ford Academy
0.5 mi
Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Blithfield Way
-
£93k
-
38 Blithfield Way
-
£200k
-
12 Blithfield Way
-
£92k
-
61 Blithfield Way
-
£188k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN