39A Lock Keepers Way, Stoke-on-Trent, ST1 3NS

UPRN:3455136479End Terrace House5 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 2mo agoArea· Census 2021

39A Lock Keepers Way, Stoke-on-Trent, ST1 3NS

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£225,000

£203k - £248kMedium

Estimate

£225k

Range

£203k – £248k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

10.11%

Verdict

Derived from HomePortfolio scores

39A Lock Keepers Way earns an INVESTIGATE rating with HP Score 84/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

77/ 100

High

Crime Score

14/ 100

Low

Walkability

76/ 100

High

Transit & Bike

Transit 16Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £466/mo
Cash on cash: 9.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£225,000

Rent Estimate (pcm)£1,600

Gross Yield10.11%

1y Growth-37.8%

3y Growth+1.6%

5y Growth+2.8%

10y Growth+2.0%

Last Sold Price£139,995 (2009-06-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST1 3NS

Approval Rate

-12mo

Development

low

26/PRA/00545
Demolition of existing single storey building (prior approval)
Approved
26/DCC/00592
Discharge of conditions 6, 7, 8, 10 and 14 of permission 71149/FUL
Pending
26/FUL/00564
Change of use of existing car park to containerised self storage facility with associated works (Use Class B8)
Pending

View Planning Timeline

Ownership

Corporate Ownership69.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-06-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density-

Owner Occupied63%

Age Distribution

0-15 24%16-64 74%65+ 2%

View Area Profile

Schools Nearby

Hanley St Luke's Church of England Academy
0.2 mi
Inspected as Hanley St Luke's CofE Aided Primary School (URN 124313) on 11 Oct 2022
Waterside Primary School
0.3 mi
Inspected as Waterside Primary School (URN 123993) on 14 May 2019
Co-op Academy Northwood
0.4 mi
Inspected as Northwood Broom Community School (URN 123995) on 5 Feb 2013
Co-op Academy Grove
0.6 mi
Good

5 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

65 Lock Keepers Way
-
£75k
-
27 Lock Keepers Way
-
£84k
-
67 Lock Keepers Way
-
£125k
-
17 Lock Keepers Way
-
£65k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN