Sylvan House, Ratton Street, Stoke-on-Trent, ST1 2HH

UPRN:3455149088Flat/Maisonette1 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

Sylvan House, Ratton Street, Stoke-on-Trent, ST1 2HH

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£149,000

£141k - £156kHigh

Estimate

£149k

Range

£141k – £156k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

7.20%

Verdict

Derived from HomePortfolio scores

Sylvan House earns an INVESTIGATE rating with HP Score 57/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

61/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 23Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £117/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£149,000

Rent Estimate (pcm)£900

Gross Yield7.20%

1y Growth-

3y Growth+1.6%

5y Growth+2.8%

10y Growth+2.0%

Last Sold Price£41,627 (2016-05-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ST1 2HH

Approval Rate

-12mo

Development

low

26/PRA/00599
Change of use to no.3 residential units (Use Class C3) (Prior Approval)
Pending
26/PRA/00545
Demolition of existing single storey building (prior approval)
Approved
26/DCC/00592
Discharge of conditions 6, 7, 8, 10 and 14 of permission 71149/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership69.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2016-05-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density-

Owner Occupied22%

Age Distribution

0-15 19%16-64 71%65+ 10%

View Area Profile

Schools Nearby

Co-op Academy Grove
0.3 mi
Good
Co-op Academy Northwood
0.4 mi
Inspected as Northwood Broom Community School (URN 123995) on 5 Feb 2013
Hanley St Luke's Church of England Academy
0.4 mi
Inspected as Hanley St Luke's CofE Aided Primary School (URN 124313) on 11 Oct 2022
Waterside Primary School
0.4 mi
Inspected as Waterside Primary School (URN 123993) on 14 May 2019

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Sylvan House Ratton Street
-
£42k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN