1 Philip Clarke Drive, Stoke-on-Trent, ST4 6FJ

UPRN:3455150318Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

1 Philip Clarke Drive, Stoke-on-Trent, ST4 6FJ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£371,000

£353k - £390kHigh

Estimate

£371k

Range

£353k – £390k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

8.31%

Verdict

Derived from HomePortfolio scores

1 Philip Clarke Drive earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

71/ 100

High

Transit & Bike

Transit 19Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £369/mo
Cash on cash: 5.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.05 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£371,000

Rent Estimate (pcm)£1,800

Gross Yield8.31%

1y Growth-21.3%

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£292,500 (2021-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST4 6FJ

Approval Rate

-12mo

Development

low

26/00735/FUL
Replacement of existing single glazed sash timber windows with new double glazed timber sash windows on ground and first floor, fronting Lower Oxford Road.
Pending
26/00679/TWA
All work specified within the report THR26-76. This is mainly crown lifting and epicormic removal for access purposes. There is an poor Elm by the netrance to fell and removal of larger dead wood from several trees.
Pending
26/00621/TWA
Works to Trees
Approved

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density2,083 /km²

Owner Occupied57%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

St Thomas Aquinas Catholic Primary School
0.3 mi
Good
Harpfield Primary Academy
0.4 mi
Inspected as Harpfield Primary School (URN 123998) on 14 Jun 2011
Lyme Brook Independent School
0.5 mi
Good
Newcastle-under-Lyme School
0.5 mi
Inspected by ISI

1 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Philip Clarke Drive
-
£230k
-
44 Philip Clarke Drive
-
£325k
-
31 Philip Clarke Drive
-
£200k
-
29 Philip Clarke Drive
-
£206k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN