32 Pembrey Drive, Stoke-on-Trent, ST4 8GS

UPRN:3455156180TerracedBeds -Built -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPlanning· 5mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

32 Pembrey Drive, Stoke-on-Trent, ST4 8GS

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£311,000

£280k - £342kMedium

Estimate

£311k

Range

£280k – £342k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

7.95%

Verdict

Derived from HomePortfolio scores

32 Pembrey Drive earns an INVESTIGATE rating with HP Score 82/100. Crime intensity is very low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

No data

Crime Score

7/ 100

Low

Walkability

49/ 100

Mixed

Transit & Bike

Transit 6Bike 56

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live new-build plots advertised against one placeholder UPRN (£281,000-£346,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£302,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,900-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £97,000
Net cash flow: £365/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£311,000

Rent Estimate (pcm)£2,000

Gross Yield7.95%

1y Growth-14.6%

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£54,446 (2025-08-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST4 8GS

Approval Rate

-12mo

Development

low

26/NMA/00470
Seeks to amend the wording of condition 7 to allow for a more appropriate trigger requiring the submission and approval of the surface water drainage details and to enable the commencement of the development to be progressed promptly.
Approved
26/CLP/00359
Certificate of (proposed) lawful development for a si ngle storey rear extension & loft conversion
Pending
26/HOU/00353
Proposed extension to rear / side, replacement porch to front, dormer to rear together with internal alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-08-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density-

Owner Occupied92%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

Ash Green Primary Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Strathmore College
0.7 mi
-
Ormiston Sir Stanley Matthews Academy
0.7 mi
Good
Kemball School
0.7 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Pembrey Drive
-
£53k
-
20 Pembrey Drive
-
£300k
-
32 Pembrey Drive
-
£54k
-
33 Pembrey Drive
-
£284k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN