46 Westgate Road, Barrow-in-Furness, LA14 5AJ

UPRN:36009980Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

46 Westgate Road, Barrow-in-Furness, LA14 5AJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£125,000

£119k - £131kHigh

Estimate

£125k

Range

£119k – £131k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

8.64%

Verdict

Derived from HomePortfolio scores

46 Westgate Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 4Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £201/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£125,000

Rent Estimate (pcm)£900

Gross Yield8.64%

1y Growth-

3y Growth+3.7%

5y Growth+1.6%

10y Growth+3.0%

Last Sold Price£85,000 (2014-01-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0LA14 5AJ

Approval Rate

-12mo

Development

low

B18/2026/0420
Alterations to the fenestration of the existing listed office building, including replacement and alteration of windows to the front and rear elevations
Pending
BLHC/2026/0418
Prior Approval (Larger Homes Extension) for a single storey rear extension (Length from rear wall of the original house 3.9 metres, height to the eaves 2.45 metres and height to highest point of the extension 2.5 metres)
Pending
B21/2026/0436
Two-storey side extension and a single-storey rear extension, including demolition of the garage, to form an additional and extended bedroom at first-floor level and an extended dining, kitchen and living area at rear ground-floor level, together with a ground-floor store, utility and play room.
Pending

View Planning Timeline

Ownership

Corporate Ownership82.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-01-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density11,344 /km²

Owner Occupied67%

Age Distribution

0-15 19%16-64 67%65+ 14%

View Area Profile

Schools Nearby

St James' CofE Junior School
0.3 mi
Good
Brisbane Park Infant School
0.4 mi
Good
Hindpool Nursery School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Ramsden Infant School
0.4 mi
Good

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37 Westgate Road
-
£134k
-
32 Westgate Road
-
£117k
-
8 Westgate Road
-
£120k
-
18 Westgate Road
-
£107k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN