21 Bridgefield Meadows, Lindal, Ulverston, LA12 0BF

UPRN:36049324Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

21 Bridgefield Meadows, Lindal, Ulverston, LA12 0BF

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

12 of 21 sources

Sale Estimate

£647,000

£614k - £679kHigh

Estimate

£647k

Range

£614k – £679k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

4.56%

Verdict

Derived from HomePortfolio scores

21 Bridgefield Meadows earns an INVESTIGATE rating with HP Score 81/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.3% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 36049324· as of 9 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.79
- valuation_snapshotsrent estimate 2450/mo (range 2200-2700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,050/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
252 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£484,000£742,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£645,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £217,050
Net cash flow: -£481/mo
Cash on cash: -2.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 36049324Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2450/mo (range 2200-2700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2200-2700)
Seller motivation could not be scored
context, not scored: 2 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£647,000

Rent Estimate (pcm)£2,450

Gross Yield4.56%

1y Growth+1.8%

3y Growth+0.0%

5y Growth+1.3%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LA12 0BF

Approval Rate

-12mo

Development

low

2026/1754/TEL
Notification under Regulation 5 of The Electronic Communications Code (Conditions and Restrictions) Regulations 2003 (as amended) for the installation of a permanent 10kVA back-up power generator with associated fuel apparatus and ancillary equipment thereto. Including installation of 2.1m high Timber fence with 1.5m wide access gate
Approved
2026/1567/FPA
Demolition of an agricultural storage building and the erection of two detached self-build dwellings with access, parking, landscaping and associated works
Rejected
B21/2026/0262
Demolition of existing single storey side extension; construction of new front, side and rear 1.5 storey pitched roof extensions; construction of single storey rear flat roof extension; construction of new domestic storage outbuilding, new boundary walls, retaining walls and associated landscaping works to create widened driveway, parking and turning area (part-retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership73.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density179 /km²

Owner Occupied85%

Age Distribution

0-15 13%16-64 64%65+ 23%

View Area Profile

Schools Nearby

Lindal and Marton Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Our Lady of the Rosary Catholic Primary School, Dalton-In-Furness
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pennington CofE School
1.3 mi
Good
Low Furness CofE Primary School
1.4 mi
-

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

17 Bridgefield Meadows
-
£595k
-
27 Bridgefield Meadows
-
£535k
-
23 Bridgefield Meadows
-
£660k
-
15 Bridgefield Meadows
-
£600k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN