23 Midland Terrace, Bristol, BS16 3DH

UPRN:364529Mid Terrace House3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: B (89)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£409,000

£389k - £430kHigh

Estimate

£409k

Range

£389k – £430k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

7.68%

Verdict

Derived from HomePortfolio scores

23 Midland Terrace earns an INVESTIGATE rating with HP Score 67/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

54/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 19Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,300-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £396/mo
Cash on cash: 3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£409,000

Rent Estimate (pcm)£2,400

Gross Yield7.68%

1y Growth+7.9%

3y Growth+1.0%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price£300,000 (2017-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS16 3DH

Approval Rate

-12mo

Development

low

26/13697/X
Application for variation or removal of Condition Nos. 2(renewable energy) 3(Solar panels) 8 (List of approved plans and drawings) following grant of planning permission 22/04466/F (Conversion of existing dwelling to form a 1-person, 1 bedroom flat and 2-bedroom, 3-person maisonette by conversion of ground floor garage store area in living space.)
Pending
26/13510/CP
Application for a Lawful Development Certificate for a Proposed use or development for the demolition of the existing garage and the construction of a single-storey rear extension.
Approved
26/13493/F
Proposed change of use from Residential Dwelling (Class C3) to Residential Care Home (Class C2) for up to three children.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-09-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density8,306 /km²

Owner Occupied48%

Age Distribution

0-15 15%16-64 78%65+ 7%

View Area Profile

Schools Nearby

St Matthias Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Bristol Metropolitan Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Chester Park Junior School
0.4 mi
Good
Chester Park Infant School
0.4 mi
-

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Midland Terrace
-
£273k
-
2 Midland Terrace
-
£234k
-
16 Midland Terrace
-
£250k
-
8 Midland Terrace
-
£275k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN