Flat 5, Panorama Court, 26 Marine Parade West, Lee-on-the-Solent, PO13 9XR

UPRN:37015192Purpose Built Flat3 bedsBuilt 1996-2002

LeaseholdCouncil Tax: -EPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat 5, Panorama Court, 26 Marine Parade West, Lee-on-the-Solent, PO13 9XR

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£587,000

£557k - £616kHigh

Estimate

£587k

Range

£557k – £616k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

7.30%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

72/ 100

High

Transit & Bike

Transit 11Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.0% (HIGH), sold-comps -21.6%, £/sqft -21.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 37015192· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.6%· as of 24 Oct 2026
Rental economics17.4/40
gross yield 7.3%; range width penalty ×0.94
- valuation_snapshotsrent estimate 3500/mo (range 3300-3750)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -123/mo, -4% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
330 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,300-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £482/mo
Cash on cash: 3.0%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 37015192Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.6%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 3500/mo (range 3300-3750)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3500/mo (range 3300-3750)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£587,000

Rent Estimate (pcm)£3,500

Gross Yield7.30%

1y Growth-0.3%

3y Growth+0.6%

5y Growth+1.9%

10y Growth+3.8%

Last Sold Price£583,000 (2024-09-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PO13 9XR

Approval Rate

-12mo

Development

low

26/00308/FULL
CHANGE OF USE FROM A DWELLINGHOUSE (USE CLASS C3) TO AN EIGHT BEDROOM (SUI GENERIS) HOUSE IN MULTIPLE OCCUPATION INCORPORATING ERECTION OF SIDE FACING DORMER WINDOWS, ERECTION OF SINGLE STOREY SIDE AND REAR EXTENSIONS
Pending
26/00275/TPO
POLLARDING 8M FROM GROUND LEVEL TO REMOVE 30% OF THE CANOPY TO 1NO. POPLAR TREE (TPO G.127)
Approved
26/00248/FULL
CONSTRUCTION OF FRONT PORCH
Approved

View Planning Timeline

Ownership

Corporate Ownership52.3%
Overseas OwnershipNo
Lease Term Remaining97 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-09-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,256

Population Density3,949 /km²

Owner Occupied77%

Age Distribution

0-15 8%16-64 38%65+ 54%

View Area Profile

Schools Nearby

Lee-On-the-Solent Infant and Nursery School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lee-on-the-Solent Junior School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Crofton Hammond Infant School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Crofton Hammond Junior School
1.2 mi
Requires improvement

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Panorama Court, 26 Marine Parade West
-
£583k
-
Panorama Court, 26 Marine Parade West
-
£340k
-
Panorama Court, 26 Marine Parade West
-
£260k
-
Panorama Court, 26 Marine Parade West
-
£485k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN