32 Ham Lane, Gosport, PO12 4AN

UPRN:37023963Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£363,000

£345k - £381kHigh

Estimate

£363k

Range

£345k – £381k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

4.50%

Verdict

Derived from HomePortfolio scores

32 Ham Lane earns an INVESTIGATE rating with HP Score 64/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

27/ 100

Moderate

Walkability

37/ 100

Mixed

Transit & Bike

Transit 8Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£359,995

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £117,299
Net cash flow: -£280/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£363,000

Rent Estimate (pcm)£1,350

Gross Yield4.50%

1y Growth-

3y Growth-0.7%

5y Growth+1.4%

10y Growth+3.1%

Last Sold Price£100,000 (2000-05-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO12 4AN

Approval Rate

-12mo

Development

low

26/00325/FULL
ERECTION OF SINGLE STOREY REAR EXTENSION AND REPLACEMENT DETACHED GARAGE, FOLLOWING DEMOLITION OF EXISTING
Pending
26/00304/OUT
OUTLINE APPLICATION - DEMOLITION OF EXISTING CHURCH AND HALLS. CONSTRUCTION OF NEW CHURCH BUILDING AND 4NO. SEMI-DETACHED DWELLINGS - (ALL MATTERS CONSIDERED EXCEPT FOR APPEARANCE AND LANDSCAPING)
Pending
26/00280/FULL
ERECTION OF SINGLE STOREY REAR EXTENSION
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-05-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,256

Population Density1,004 /km²

Owner Occupied64%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Elson Infant School
0.3 mi
Good
Elson Junior School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
King's Academy Brune Park
0.7 mi
Inspected as Brune Park Community School (URN 144014) on 6 Jun 2023
Brockhurst Primary School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

61 Ham Lane
-
£335k
-
49 Ham Lane
-
£215k
-
30 Ham Lane
-
£340k
-
4 Ham Lane
-
£268k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN