28 Carstairs Road, Liverpool, L6 8NN

UPRN:38027905Terrace Property5 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: E (40)

Data freshness:Planning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£242,000

£230k - £255kHigh

Estimate

£242k

Range

£230k – £255k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

11.38%

Verdict

Derived from HomePortfolio scores

28 Carstairs Road earns an INVESTIGATE rating with HP Score 55/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

71/ 100

Elevated

Walkability

69/ 100

Moderate

Transit & Bike

Transit 15Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£195,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,800-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £61,200
Net cash flow: £623/mo
Cash on cash: 12.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£242,000

Rent Estimate (pcm)£1,850

Gross Yield11.38%

1y Growth-

3y Growth+9.0%

5y Growth+6.8%

10y Growth+7.1%

Last Sold Price£60,000 (2001-02-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L6 8NN

Approval Rate

-12mo

Development

low

26H/1915
To erect a single-storey rear extension
Pending
26LP/1900
Application for Certificate of Existing Lawful Development for House of Multiple Occupation for 3-6 persons (Use Class C4)
Pending
26TC/1872
To carry out tree works in a conservation area.
Pending

View Planning Timeline

Ownership

Corporate Ownership79.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2001-02-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied19%

Age Distribution

0-15 16%16-64 75%65+ 9%

View Area Profile

Schools Nearby

The Academy of St Francis of Assisi
0.1 mi
Requires improvement
Harmonize Academy AP Free School
0.4 mi
-
St Michael's Catholic Primary School
0.4 mi
Good
New Park Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Carstairs Road
-
£235k
-
26 Carstairs Road
-
£195k
-
12 Carstairs Road
-
£189k
-
32 Carstairs Road
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN