75 Elwy Street, Liverpool, L8 8BL

UPRN:38052584Mid Terrace House2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£98,000

£93k - £102kHigh

Estimate

£98k

Range

£93k – £102k

Rent Estimate (pcm)

£800

£750 - £800

Monthly

£800

Yield

10.11%

Verdict

Derived from HomePortfolio scores

75 Elwy Street earns an INVESTIGATE rating with HP Score 73/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 32Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£800

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £233/mo
Cash on cash: 9.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£800

Gross Yield10.11%

1y Growth-33.0%

3y Growth+2.2%

5y Growth+6.1%

10y Growth+4.7%

Last Sold Price£25,000 (2005-11-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0L8 8BL

Approval Rate

-12mo

Development

low

26H/1904
To erect a single storey part side and part rear extension.
Pending
26PT/1888
To install 20m high 5G telecommunications mast with associated equipment cabins .
Pending
26DIS/1784
To discharge conditions 3,4,6,7,8 and 9 attached to planning ref 22F/1241
Pending

View Planning Timeline

Ownership

Corporate Ownership54.6%
Overseas OwnershipNo
Lease Term Remaining896 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-11-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

23 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density12,201 /km²

Owner Occupied12%

Age Distribution

0-15 26%16-64 67%65+ 7%

View Area Profile

Schools Nearby

St Silas Church of England Primary School
0.1 mi
Outstanding
Progress Schools - Liverpool
0.3 mi
Requires improvement
Holy Family Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Windsor Community Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

41 Elwy Street
-
£159k
-
20 Elwy Street
-
£77k
-
26 Elwy Street
-
£115k
-
38 Elwy Street
-
£132k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN