34 Formosa Drive, Liverpool, L10 7LE

UPRN:38058031Mid Terrace House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£122,000

£116k - £128kHigh

Estimate

£122k

Range

£116k – £128k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

8.50%

Verdict

Derived from HomePortfolio scores

34 Formosa Drive earns an INVESTIGATE rating with HP Score 67/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

37/ 100

Elevated

Walkability

56/ 100

Moderate

Transit & Bike

Transit 22Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £183/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£122,000

Rent Estimate (pcm)£850

Gross Yield8.50%

1y Growth-

3y Growth+4.1%

5y Growth+4.0%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L10 7LE

Approval Rate

-12mo

Development

low

DC/2026/01869
Neighbouring Authority Consultation from Liverpool City Council to erect 2 no. dormer extension to side with associated loft conversion at 152 Sherwoods Lane, Liverpool, L10 1AB (26H/3035)
Pending
26/00102/FUL
ERECTION OF TWO STOREY SIDE EXTENSION AND PART TWO STOREY / PART SINGLE STOREY REAR EXTENSION
Approved
DC/2026/01185
Erection of a two storey extension to each side and a single storey extension to the front and rear of the dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

25 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density4,238 /km²

Owner Occupied51%

Age Distribution

0-15 19%16-64 67%65+ 14%

View Area Profile

Schools Nearby

Dixons Fazakerley Academy
0.1 mi
Requires improvement
Fazakerley Primary School
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hazel Cottage School
0.1 mi
Inspected by ISI
Holy Name Catholic Primary School
0.2 mi
Good

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Formosa Drive
-
£100k
-
10 Formosa Drive
-
£62k
-
42 Formosa Drive
-
£90k
-
52 Formosa Drive
-
£96k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN