8 Greenfield Road, Liverpool, L13 3BN

UPRN:38066431Mid Terrace House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: C (79)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£473,000

£449k - £496kHigh

Estimate

£473k

Range

£449k – £496k

Rent Estimate (pcm)

£3,700

£4k - £4k

Monthly

£3,700

Yield

10.09%

Verdict

Derived from HomePortfolio scores

8 Greenfield Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

70/ 100

High

Crime Score

59/ 100

Elevated

Walkability

90/ 100

Excellent

Transit & Bike

Transit 28Bike 43

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: the advert has 7 bedrooms but the valuation snapshot describes 5 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +7.0% (HIGH), sold-comps -185.7%, £/sqft -185.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 38066431· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 24.5%· as of 9 Nov 2026
Rental economics40/40
gross yield 10.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 3700/mo (range 3500-3850)· as of 10 Oct 2026· verify before relying on this
Stress margin19.8/30
stressed cash flow +733/mo, +20% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
304 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £396,000

£330,000£506,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,500-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: £1,077/mo
Cash on cash: 8.9%
Score at this price: 74

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 38066431Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 24.5%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3700/mo (range 3500-3850)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3500-3850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £396,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£473,000

Rent Estimate (pcm)£3,700

Gross Yield10.09%

1y Growth-

3y Growth+3.9%

5y Growth+5.4%

10y Growth+5.4%

Last Sold Price£85,000 (2003-01-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1L13 3BN

Approval Rate

-12mo

Development

low

26PT/1918
To install 20m high 5G telecommunications mast with associated equipment cabins .
Pending
26T/1863
To carry out tree works
Pending
26LP/1851
Application for Certificate of Proposed Lawful Development to use the premises as a 3-6 persons HMO (Use Class C4) and to erect a rear dormer extension
Pending

View Planning Timeline