74 Jacob Street, Liverpool, L8 4TQ

UPRN:38082389-Beds -Built 1900-1929

Tenure: -Council Tax: Band AEPC: E (46)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£173,000

£138k - £207kLow

Estimate

£173k

Range

£138k – £207k

Rent Estimate (pcm)

£650

£550 - £700

Monthly

£650

Yield

5.20%

Verdict

Derived from HomePortfolio scores

74 Jacob Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 45Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£650/mo

Evidenced range £550-£700

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: -£56/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£173,000

Rent Estimate (pcm)£650

Gross Yield5.20%

1y Growth-

3y Growth+2.2%

5y Growth+6.1%

10y Growth+4.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L8 4TQ

Approval Rate

-12mo

Development

low

26PT/1888
To install 20m high 5G telecommunications mast with associated equipment cabins .
Pending
26T/1722
To carry out tree works
Pending
26H/1329
To erect a single-storey rear extension and install no.1 new window to rear
Pending

View Planning Timeline

Ownership

Corporate Ownership54.6%
Overseas OwnershipNo
Lease Term Remaining826 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied27%

Age Distribution

0-15 20%16-64 67%65+ 13%

View Area Profile

Schools Nearby

St Cleopas' Church of England Primary Academy
0.1 mi
Inspected as St Cleopas' Church of England Junior Mixed and Infant School (URN 104613) on 5 Jun 2019
Holy Family Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Finbar's Catholic Primary School
0.3 mi
Good
Matthew Arnold Primary School
0.4 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

96 Jacob Street
-
£177k
-
12 Jacob Street
-
£107k
-
46 Jacob Street
-
£185k
-
96 Jacob Street
-
£137k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN