40 Rockbank Road, Liverpool, L13 7BH

UPRN:38128146Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band BEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£239,000

£227k - £251kHigh

Estimate

£239k

Range

£227k – £251k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

7.00%

Verdict

Derived from HomePortfolio scores

40 Rockbank Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

52/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 15Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £159/mo
Cash on cash: 2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£239,000

Rent Estimate (pcm)£1,400

Gross Yield7.00%

1y Growth-

3y Growth+3.9%

5y Growth+5.4%

10y Growth+5.4%

Last Sold Price£52,950 (1998-12-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L13 7BH

Approval Rate

-12mo

Development

low

26T/1863
To carry out tree works
Pending
26LP/1851
Application for Certificate of Proposed Lawful Development to use the premises as a 3-6 persons HMO (Use Class C4) and to erect a rear dormer extension
Pending
26F/1780
To install bike store to rear and undertake remedial works to existing windows in connection with the use of the premises as no. 7 flats
Pending

View Planning Timeline

Ownership

Corporate Ownership79.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-12-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density3,908 /km²

Owner Occupied43%

Age Distribution

0-15 16%16-64 66%65+ 18%

View Area Profile

Schools Nearby

Lister Primary School
0.0 mi
Inspected as Lister Junior School (URN 104554) on 24 Feb 2026
St Cecilia's Catholic Primary School
0.1 mi
Inspected as St Cecilia's Catholic Junior School (URN 104645) on 6 Dec 2022
Co-op Academy Rathbone
0.1 mi
Inspected as Ernest Cookson School (URN 104744) on 5 Jun 2024
West Derby School
0.2 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Rockbank Road
-
£120k
-
12 Rockbank Road
-
£118k
-
4 Rockbank Road
-
£110k
-
32 Rockbank Road
-
£93k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN