12 Swainson Road, Liverpool, L10 9NF

UPRN:38148128-Beds -Built 1930-1949

Tenure: -Council Tax: Band AEPC: D (65)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£138,000

£110k - £165kLow

Estimate

£138k

Range

£110k – £165k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

8.89%

Verdict

Derived from HomePortfolio scores

12 Swainson Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 23Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £237/mo
Cash on cash: 6.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£138,000

Rent Estimate (pcm)£1,000

Gross Yield8.89%

1y Growth-

3y Growth+4.1%

5y Growth+4.0%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L10 9NF

Approval Rate

-12mo

Development

low

26/00102/FUL
ERECTION OF TWO STOREY SIDE EXTENSION AND PART TWO STOREY / PART SINGLE STOREY REAR EXTENSION
Approved
DC/2026/01185
Erection of a two storey extension to each side and a single storey extension to the front and rear of the dwellinghouse.
Pending
26H/1657
To erect single storey extension to side and single storey extension to rear with level access and ramp approaches to the dwelling.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied60%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Holy Name Catholic Primary School
0.1 mi
Good
Dixons Fazakerley Academy
0.2 mi
Requires improvement
Fazakerley Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hazel Cottage School
0.2 mi
Inspected by ISI

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Swainson Road
-
£121k
-
54 Swainson Road
-
£155k
-
32 Swainson Road
-
£116k
-
26 Swainson Road
-
£132k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN