26 Torrisholme Road, Liverpool, L9 6AT

UPRN:38151945Terrace Property2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£109,000

£104k - £115kHigh

Estimate

£109k

Range

£104k – £115k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

9.27%

Verdict

Derived from HomePortfolio scores

26 Torrisholme Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 18Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £217/mo
Cash on cash: 7.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£109,000

Rent Estimate (pcm)£850

Gross Yield9.27%

1y Growth+24.0%

3y Growth+5.1%

5y Growth+5.3%

10y Growth+4.3%

Last Sold Price£75,000 (2023-04-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L9 6AT

Approval Rate

-12mo

Development

low

26DIS/0925
To discharge condition 12 (landscaping) attached to planning ref 20F/1494
Pending
26H/0577
To erect a two storey extension to side, part two/part single storey extension to rear, dormer extension to rear and install entrance canopy to front.
Pending
26LP/0423
Application for Certificate of Proposed Lawful Development for change of use from (C3 Dwellinghouse) to C2 Children's Care Home
Pending

View Planning Timeline

Ownership

Corporate Ownership69.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2023-04-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied55%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

Leamington Community Primary School
0.3 mi
Good
Redbridge High School
0.5 mi
-
Bank View High School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Florence Melly Community Primary School
0.5 mi
-

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Torrisholme Road
-
£105k
-
40 Torrisholme Road
-
£80k
-
26 Torrisholme Road
-
£75k
-
28 Torrisholme Road
-
£60k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN