11B Derwent Road West, Liverpool, L13 6QP

UPRN:38188093Flat/Maisonette1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

11B Derwent Road West, Liverpool, L13 6QP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£74,000

£59k - £89kLow

Estimate

£74k

Range

£59k – £89k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

7.20%

Verdict

Derived from HomePortfolio scores

11B Derwent Road West earns an INVESTIGATE rating with HP Score 80/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

74/ 100

High

Crime Score

20/ 100

Moderate

Walkability

85/ 100

Excellent

Transit & Bike

Transit 18Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics17.2/40
gross yield 7.2%; range width penalty ×0.98
- valuation_snapshotsrent estimate 450/mo (range 400-450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -116/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.1/15
304 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £58/mo
Cash on cash: 2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 450/mo (range 400-450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 450/mo (range 400-450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£74,000

Rent Estimate (pcm)£450

Gross Yield7.20%

1y Growth-25.9%

3y Growth+3.9%

5y Growth+5.4%

10y Growth+5.4%

Last Sold Price£75,000 (2007-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1L13 6QP

Approval Rate

-12mo

Development

low

26PT/1918
To install 20m high 5G telecommunications mast with associated equipment cabins .
Pending
26T/1863
To carry out tree works
Pending
26LP/1851
Application for Certificate of Proposed Lawful Development to use the premises as a 3-6 persons HMO (Use Class C4) and to erect a rear dormer extension
Pending

View Planning Timeline

Ownership

Corporate Ownership79.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-01-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied63%

Age Distribution

0-15 17%16-64 66%65+ 17%

View Area Profile

Schools Nearby

St Anne's (Stanley) Junior Mixed and Infant School
0.3 mi
Good
St Cuthbert's Catholic Primary and Nursery School
0.4 mi
Good
Lister Primary School
0.4 mi
Inspected as Lister Junior School (URN 104554) on 24 Feb 2026
Co-op Academy Rathbone
0.4 mi
Inspected as Ernest Cookson School (URN 104744) on 5 Jun 2024

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Derwent Road West
-
£138k
-
3 Derwent Road West
-
£130k
-
3 Derwent Road West
-
£55k
-
12 Derwent Road West
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN