12 Hansby Drive, Speke, Liverpool, L24 9LG

UPRN:38225905Purpose Built Flat3 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band CEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

12 Hansby Drive, Speke, Liverpool, L24 9LG

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£105,000

£99k - £110kHigh

Estimate

£105k

Range

£99k – £110k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

7.43%

Verdict

Derived from HomePortfolio scores

12 Hansby Drive earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

54/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 18Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£105,000-£130,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£105,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £32,800
Net cash flow: £96/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£105,000

Rent Estimate (pcm)£650

Gross Yield7.43%

1y Growth-17.9%

3y Growth+4.8%

5y Growth+5.0%

10y Growth+4.3%

Last Sold Price£149,995 (2005-01-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L24 9LG

Approval Rate

-12mo

Development

low

26/00492/CLD
CERTIFICATE OF LAWFULNESS FOR PROPOSED SITING OF A CARAVAN WITHIN THE GARDEN OF 29 HIGHER ROAD FOR ANCILLARY USE TO THE MAIN DWELLING HOUSE
Pending
26/00418/FUL
ERECTION OF A TWO-STOREY SIDE EXTENSION AND A PART TWO-STOREY / PART SINGLE STOREY REAR EXTENSION
Approved
25/00571/FUL
PART SINGLE AND PART TWO-STOREY REAR EXTENSION; INSTALLATION OF PLANT AND EXTRACTION EQUIPMENT IN ASSOCIATION WITH EXSITING SHOP USE AND USE AS RESTAURANT TOGETHER WITH EXTERNAL ALTERATIONS
Pending

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2005-01-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied67%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

Hunts Cross Primary School
0.2 mi
Good
St Andrew the Apostle Catholic Primary School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Christopher's Catholic Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Yew Tree Primary Academy
0.8 mi
Good

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

64 Hansby Drive
-
£165k
-
53 Hansby Drive
-
£186k
-
47 Hansby Drive
-
£202k
-
42 Hansby Drive
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN