Flat 2, 2 Livingston Drive South, Liverpool, L17 4JJ

UPRN:38264712Converted Flat3 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

Flat 2, 2 Livingston Drive South, Liverpool, L17 4JJ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£313,000

£281k - £344kMedium

Estimate

£313k

Range

£281k – £344k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

11.10%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 76/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

72/ 100

High

Crime Score

36/ 100

Elevated

Walkability

79/ 100

High

Transit & Bike

Transit 16Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 36% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +36.1% (MEDIUM), sold-comps +25.7%, £/sqft +25.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 28 Oct 2026
- valuation_snapshotsestimate for 38264712· as of 28 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 14%· as of 17 Oct 2026
Rental economics37.2/40
gross yield 11.1%; range width penalty ×0.93; the estimate this rent rides on sits 36% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1850/mo (range 1750-2000)· as of 28 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 36% above the ask on the same snapshot - verify the rent describes this home· as of 28 Oct 2026· verify before relying on this
Stress margin20.9/30
stressed cash flow +386/mo, +21% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 157 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity12.8/15
296 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £170,000

£160,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £606/mo
Cash on cash: 11.6%
Score at this price: 73

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 38264712Valuation edge · as of 28 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 14%Valuation edge · as of 17 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1750-2000)Rental economics · as of 28 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 36% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 28 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1750-2000)
Rental economics needs verification before you rely on it
sale estimate 36% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £170,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£313,000

Rent Estimate (pcm)£1,850

Gross Yield11.10%

1y Growth-

3y Growth-0.3%

5y Growth+2.8%

10y Growth+4.1%

Last Sold Price£369,000 (2022-07-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L17 4JJ

Approval Rate

-12mo

Development

low

26TC/1884
To carry out tree works in a conservation area
Pending
26T/1883
To carry out tree works
Pending
26LE/1858
Application for Certificate of Existing Lawful Development for House of Multiple Occupation for 3-6 persons (Use Class C4)
Pending

View Planning Timeline

Ownership

Corporate Ownership65.2%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2022-07-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied42%

Age Distribution

0-15 10%16-64 64%65+ 26%

View Area Profile

Schools Nearby

Auckland College
0.2 mi
Inspected by ISI
St Charles' Catholic Academy
0.3 mi
Inspected as St Charles' Catholic Primary School (URN 104646) on 22 Feb 2023
St Michael-in-the-Hamlet Community Primary School
0.3 mi
Good
Bellerive FCJ Catholic College
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Livingston Drive South
-
£2.00M
-
1 Livingston Drive South
-
£245k
-
4 Livingston Drive South
-
£295k
-
2 Livingston Drive South
-
£369k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN