44 Percy Street, Liverpool, L8 7LU

UPRN:38277602Mid Terrace House4 bedsBuilt -

LeaseholdCouncil Tax: Band EEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£572,000

£544k - £601kHigh

Estimate

£572k

Range

£544k – £601k

Rent Estimate (pcm)

£4,550

£4k - £5k

Monthly

£4,550

Yield

9.50%

Verdict

Derived from HomePortfolio scores

44 Percy Street earns an INVESTIGATE rating with HP Score 61/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

71/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 35Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£4,550/mo

Evidenced range £4,300-£4,750

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £1,209/mo
Cash on cash: 7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.34 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£572,000

Rent Estimate (pcm)£4,550

Gross Yield9.50%

1y Growth-

3y Growth+2.2%

5y Growth+6.1%

10y Growth+4.7%

Last Sold Price£475,000 (2021-05-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1L8 7LU

Approval Rate

-12mo

Development

low

26F/1935
Planning application to vary condition 2 attached to planning ref 25F/2276 (To carry out cladding replacement works on the external façade) so as to allow the approved courtyard brickwork to be replaced with a rainscreen cladding system.
Pending
26L/1816
To carry out internal alterations to second floor, including removal of modern partitions and full rear wall of the existing bathroom. To erect a new partition wall to sub-divide the existing bedroom and enlarge bathroom with a new doorway.
Pending
26TC/1791
To carry out tree works in a conservation area
Pending

View Planning Timeline

Ownership

Corporate Ownership54.6%
Overseas OwnershipNo
Lease Term Remaining241 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-05-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density9,710 /km²

Owner Occupied15%

Age Distribution

0-15 8%16-64 85%65+ 7%

View Area Profile

Schools Nearby

LIPA Sixth Form College
0.2 mi
-
Liverpool Institute of Performing Arts
0.2 mi
-
LIPA School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Windsor Community Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Percy Street
-
£295k
-
48 Percy Street
-
£475k
-
50 Percy Street
-
£418k
-
42 Percy Street
-
£453k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN