Apartment 7, 108 Stanley Road, Kirkdale, Liverpool, L5 2QN

UPRN:38279388Flat/MaisonetteBeds -Built -

Tenure: -Council Tax: Band AEPC: B (89)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Apartment 7, 108 Stanley Road, Kirkdale, Liverpool, L5 2QN

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£102,000

£82k - £123kLow

Estimate

£102k

Range

£82k – £123k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

6.46%

Verdict

Derived from HomePortfolio scores

Apartment 7 earns an INVESTIGATE rating with HP Score 78/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

76/ 100

High

Crime Score

16/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 45Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live adverts with different prices, types or bedrooms on one UPRN (£129,950-£199,950) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£129,950

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £40,385
Net cash flow: £46/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£102,000

Rent Estimate (pcm)£700

Gross Yield6.46%

1y Growth-

3y Growth-4.5%

5y Growth+4.0%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0L5 2QN

Approval Rate

-12mo

Development

low

26H/1666
To erect a replacement front porch and a single-storey rear extension following demolition of existing conservatory
Pending
26F/1313
To erect enclosure boards, canopies and lighting, and install synthetic playing surface so as to create 6no. padel tennis courts with associated works.
Pending
26H/1275
To erect a two storey extension to side and rear, together with a single storey extension to rear and a single storey front porch.
Pending

View Planning Timeline

Ownership

Corporate Ownership59%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,947

Population Density-

Owner Occupied45%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Notre Dame Catholic Academy
0.3 mi
Inspected as Notre Dame Catholic College (URN 104706) on 24 May 2022
St John's Catholic Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Our Lady Immaculate Catholic Primary School
0.5 mi
Good
Kirkdale St Lawrence CofE VA Primary School
0.5 mi
Inspected as Kirkdale St Lawrence CofE VA Primary School (URN 132176) on 11 Oct 2023

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN