Apartment 32, 5 Neptune Place, Liverpool, L8 5AN

UPRN:38342500Flat/MaisonetteBeds -Built 2023

LeaseholdCouncil Tax: Band BEPC: B (84)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 2mo agoAmenities· 1mo agoArea· Census 2021

Apartment 32, 5 Neptune Place, Liverpool, L8 5AN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£155,000

£147k - £163kHigh

Estimate

£155k

Range

£147k – £163k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

6.16%

Verdict

Derived from HomePortfolio scores

Apartment 32 earns an INVESTIGATE rating with HP Score 70/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 26% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£194,950

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £61,185
Net cash flow: £34/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£155,000

Rent Estimate (pcm)£1,000

Gross Yield6.16%

1y Growth+7.5%

3y Growth+2.2%

5y Growth+6.1%

10y Growth+4.7%

Last Sold Price£133,950 (2024-06-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L8 5AN

Approval Rate

-12mo

Development

low

26F/1935
Planning application to vary condition 2 attached to planning ref 25F/2276 (To carry out cladding replacement works on the external façade) so as to allow the approved courtyard brickwork to be replaced with a rainscreen cladding system.
Pending
26TC/1791
To carry out tree works in a conservation area
Pending
26DIS/1784
To discharge conditions 3,4,6,7,8 and 9 attached to planning ref 22F/1241
Pending

View Planning Timeline