Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-11-04T04:00:06.345886+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-08)●Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T18:49:55.188381+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 3mo agoSchools: stale, refreshed 3mo ago (2026-08-06T07:49:20.947654+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
53
/ 100
Mixed
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
14 of 21 sources
Sale Estimate
£372,000
£335k - £409kMedium
Estimate
£372k
Range
£335k – £409k
Rent Estimate (pcm)
£2,100
£2k - £2k
Monthly
£2,100
Yield
10.12%
Verdict
Derived from HomePortfolio scores
Apartment 1 Aquitania earns an INVESTIGATE rating with HP Score 53/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Planning application for non-material amendment to planning ref 24F/0059 (To demolish existing building and erect two interconnected 16 storey buildings comprising of 401 residential units (177 x 1 bed; 218 x 2 bed; 6 x 3 bed) (Use Class C3) with associated resident’s gym, cinema room, workspace and lounge; ground floor commercial unit (Use Class E and F2); together with associated car parking, access, servicing and landscaping. *AMENDED CERTIFICATE, PLANS AND DOCUMENTS RECEIVED*) so as to make amendments to the approved plans
Pending
26F/1223
To retain installation of no.2 freestanding public sculptures for a period of 12 months from 16/04/2026
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
69
Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 33% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +33.1% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
valuation_snapshotsestimate for 38352538· as of 10 Oct 2026
Rental economics38.5/40
gross yield 10.1%; range width penalty ×0.96; the estimate this rent rides on sits 33% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2100/mo (range 2000-2250)· as of 10 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 33% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin17.3/30
stressed cash flow +363/mo, +17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 109 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
185 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 80+ up to £193,000
£187,000£286,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£249,000
At the asking price
£2,100/mo
Evidenced range £2,000-£2,250
5.4%
75%
Cash required
£78,480
Net cash flow
£613/mo
Cash on cash
9.4%
Score at this price
69
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 38352538Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 2100/mo (range 2000-2250)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 33% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this