43 Fairclough Road, St. Helens, WA10 4DZ

UPRN:39020350Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

43 Fairclough Road, St. Helens, WA10 4DZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£179,000

£170k - £188kHigh

Estimate

£179k

Range

£170k – £188k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

6.33%

Verdict

Derived from HomePortfolio scores

43 Fairclough Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

61/ 100

Moderate

Transit & Bike

Transit 33Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £50/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£179,000

Rent Estimate (pcm)£950

Gross Yield6.33%

1y Growth-

3y Growth+4.5%

5y Growth+4.5%

10y Growth+2.5%

Last Sold Price£110,000 (2020-04-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 4DZ

Approval Rate

-12mo

Development

low

P/2026/0564/S73
Variation of condition 2 on approval P/2025/0544/HHFP to erection a side dormer on outbuilding
Pending
P/2026/0566/HHFP
Single storey side and rear wrap around extension.
Pending
P/2026/0559/CLP
Certificate of lawfulness for proposed replacement of current grass pitch with artificial grass pitch, and installation of minor new drainage system associated with new playing surface.
Pending

View Planning Timeline

Ownership

Corporate Ownership49.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-04-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density5,810 /km²

Owner Occupied60%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

De La Salle School
0.2 mi
Inspected as De La Salle School (URN 104834) on 6 Jun 2023
St Teresa's Catholic Primary School, Devon Street
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
Queen's Park CofE/Urc Primary School
0.4 mi
Good
Bleak Hill Primary School
0.5 mi
Outstanding

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Fairclough Road
-
£209k
-
16 Fairclough Road
-
£185k
-
37 Fairclough Road
-
£159k
-
11 Fairclough Road
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN