12 Hargreaves Street, St. Helens, WA9 2DH

UPRN:39026380-Beds -Built 1900-1929

Tenure: -Council Tax: Band AEPC: F (34)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

12 Hargreaves Street, St. Helens, WA9 2DH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£97,000

£88k - £107kMedium

Estimate

£97k

Range

£88k – £107k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

10.50%

Verdict

Derived from HomePortfolio scores

12 Hargreaves Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 22Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £215/mo
Cash on cash: 10.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£97,000

Rent Estimate (pcm)£700

Gross Yield10.50%

1y Growth-

3y Growth+4.2%

5y Growth+2.8%

10y Growth+5.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA9 2DH

Approval Rate

-12mo

Development

low

P/2026/0529/FUL
Proposed replacement of existing boundary treatments with secure wire mesh fencing.
Pending
P/2026/0472/HHFP
Retrospective erection of a detached garage
Approved
C/2026/0132/CONBNG
Discharge of Biodiversity Net Gain Plan condition on application P/2025/0654/FP3.
Approved

View Planning Timeline

Ownership

Corporate Ownership60.8%
Overseas OwnershipNo
Lease Term Remaining873 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density-

Owner Occupied36%

Age Distribution

0-15 22%16-64 62%65+ 16%

View Area Profile

Schools Nearby

Mill Green School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Augustine of Canterbury Catholic Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lansbury Bridge School
0.3 mi
-
Pace
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Hargreaves Street
-
£94k
-
29 Hargreaves Street
-
£117k
-
3 Hargreaves Street
-
£80k
-
1 Hargreaves Street
-
£82k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN