Hillside, Main Street, Billinge, Wigan, WN5 7HA

UPRN:39036180Bungalow Property4 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Hillside, Main Street, Billinge, Wigan, WN5 7HA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£592,000

£562k - £621kHigh

Estimate

£592k

Range

£562k – £621k

Rent Estimate (pcm)

£2,350

£2k - £3k

Monthly

£2,350

Yield

4.74%

Verdict

Derived from HomePortfolio scores

Hillside earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 30Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 39036180· as of 9 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.82
- valuation_snapshotsrent estimate 2350/mo (range 2100-2550)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -913/mo, -39% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 445 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
408 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£446,000£684,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£595,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,100-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £199,550
Net cash flow: -£381/mo
Cash on cash: -2.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 39036180Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2100-2550)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2100-2550)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 445 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£592,000

Rent Estimate (pcm)£2,350

Gross Yield4.74%

1y Growth-

3y Growth+4.5%

5y Growth+3.6%

10y Growth+3.9%

Last Sold Price£249,950 (2014-03-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3WN5 7HA

Approval Rate

100%12mo

Development

low

P/2026/0565/HHFP
single storey side extension and demolition of conservatory
Pending
P/2026/0555/HHFP
Two storey side and single storey rear extension.
Pending
P/2026/0534/CLP
Certificate of lawfulness for proposed rear dormer.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-03-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density-

Owner Occupied71%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

St Aidan's CofE Primary School Billinge
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Progress Arc Billinge School
0.5 mi
Good
Billinge Chapel End Primary School
0.6 mi
Inspected as Chapel End Primary School (URN 104779) on 2 Feb 2023
St Mary's Catholic Primary School
0.6 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Hollies Main Street
-
£320k
-
45 Main Street
-
£175k
-
Hillside Main Street
-
£250k
-
Whitegates Main Street
-
£223k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN