13 Spencer Gardens, St. Helens, WA9 3NZ
UPRN:39054513Terrace Property3 bedsBuilt 1950-1966
LeaseholdCouncil Tax: Band AEPC: D (61)
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 2d ago (2026-11-01T13:31:09.471059+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:40:02.839177+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
65
/ 100
Mixed
Verdict
2 days ago
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sourcesSale Estimate
£156,000
£148k - £164kHigh
Estimate
£156k
Range
£148k – £164k
Rent Estimate (pcm)
£1,150
£1k - £1k
Monthly
£1,150
Yield
8.85%
Verdict
Derived from HomePortfolio scores
13 Spencer Gardens earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
65
HP Score
65/ 100
Mixed
61
Investment Score
61/ 100
Moderate
55
Crime Score
55/ 100
Elevated
67
Walkability
67/ 100
Moderate
Transit & Bike
Transit 23Bike 37
Walk Score, out of 100
Valuation & Market
Sale Estimate£156,000
Rent Estimate (pcm)£1,150
Gross Yield8.85%
1y Growth+111.3%
3y Growth+4.2%
5y Growth+2.8%
10y Growth+5.9%
Last Sold Price£80,000 (2025-08-15)
Risk Overview
- Flood RiskUnknown
- SubsidenceLow
- RadonModerate
- MiningLow
- LandslideLow
- Air QualityLow
- NoiseLow
Planning Activity
Recent Apps
0WA9 3NZ
Approval Rate
-12mo
Development
low
- PendingP/2026/0536/FULChange of use of dwellinghouse (C3) to children's care home (C2) for 2no children.
- PendingP/2026/0523/CLPCertificate of lawfulness for proposed change of use from dwellinghouse (C3) to 4 person HMO (C4).
- ApprovedP/2026/0503/CLPCertificate of lawfulness for proposed change of use from dwellinghouse (Use Class C3) to a 6-person HMO (Use Class C4), including rear dormer, front rooflight and partial removal of chimney stacks.
Ownership
- Corporate Ownership60.8%
- Overseas OwnershipNo
- Lease Term Remaining999+ yrs
- CovenantsRestrictive
- Lease TypeLeasehold
- Last Ownership Change2025-08-15
- SourceLand Registry
Connectivity
Broadband (Standard)
8 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£31,443
Population Density1,500 /km²
Owner Occupied57%
Age Distribution
0-15 16%16-64 72%65+ 12%
Schools Nearby
- Robins Lane Community Primary School0.2 miGood
- St Anne's Catholic Primary School0.5 miGood
- Eaves Primary School0.5 miGood
- Sutton Oak CofE Primary School0.5 miGood
4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- 13 Spencer Gardens-£164k-
- 13 Spencer Gardens-£80k-
- 5 Spencer Gardens-£123k-
- 5 Spencer Gardens-£123k-