2 Hampshire Gardens, St. Helens, WA10 3XQ

UPRN:39073335Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band CEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

2 Hampshire Gardens, St. Helens, WA10 3XQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£236,000

£224k - £248kHigh

Estimate

£236k

Range

£224k – £248k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

6.81%

Verdict

Derived from HomePortfolio scores

2 Hampshire Gardens earns an INVESTIGATE rating with HP Score 51/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

61/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 7Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £103/mo
Cash on cash: 2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.68 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£236,000

Rent Estimate (pcm)£1,050

Gross Yield6.81%

1y Growth-

3y Growth+4.5%

5y Growth+4.5%

10y Growth+2.5%

Last Sold Price£59,950 (2000-03-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 3XQ

Approval Rate

-12mo

Development

low

P/2026/0516/ADC
Digital advertising display integrated within digital communications kiosk.
Pending
P/2026/0515/FUL
Installation of 1no. black digital communications kiosk, defibrillator and ancillary advertisement.
Pending
P/2026/0517/FUL
Installation of 1no black digital communications kiosk, defibrillator and ancillary advertisement.
Pending

View Planning Timeline

Ownership

Corporate Ownership49.7%
Overseas OwnershipNo
Lease Term Remaining816 yrs
CovenantsNone
Lease TypeFreehold
Last Ownership Change2000-03-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density-

Owner Occupied47%

Age Distribution

0-15 18%16-64 74%65+ 8%

View Area Profile

Schools Nearby

St Helens College
0.5 mi
-
St Mary & St Thomas CofE Primary School
0.6 mi
-
St Teresa's Catholic Primary School, Devon Street
0.7 mi
Report card2025
Ofsted no longer awards a single overall grade.
Thatto Heath Community Primary School
0.7 mi
Good

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Hampshire Gardens
-
£110k
-
11 Hampshire Gardens
-
£114k
-
3 Hampshire Gardens
-
£128k
-
10 Hampshire Gardens
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN