26 Harris Street, St. Helens, WA10 2NW

UPRN:39074595Terrace Property3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£138,000

£131k - £144kHigh

Estimate

£138k

Range

£131k – £144k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

8.77%

Verdict

Derived from HomePortfolio scores

26 Harris Street earns an INVESTIGATE rating with HP Score 83/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

74/ 100

High

Crime Score

19/ 100

Moderate

Walkability

90/ 100

Excellent

Transit & Bike

Transit 31Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £219/mo
Cash on cash: 6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.17 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£138,000

Rent Estimate (pcm)£950

Gross Yield8.77%

1y Growth-

3y Growth+4.5%

5y Growth+4.5%

10y Growth+2.5%

Last Sold Price£43,750 (2019-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 2NW

Approval Rate

-12mo

Development

low

A/2026/0036/NMA
Non-material amendment to revise approved drainage drawings referenced in condition 1 of application P/2023/0413/RES.
Pending
P/2026/0559/CLP
Certificate of lawfulness for proposed replacement of current grass pitch with artificial grass pitch, and installation of minor new drainage system associated with new playing surface.
Pending
P/2026/0519/FUL
Installation of 1no. black digital communications kiosk, defibrillator and ancillary advertisement.
Pending

View Planning Timeline

Ownership

Corporate Ownership49.7%
Overseas OwnershipNo
Lease Term Remaining861 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-04-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density-

Owner Occupied64%

Age Distribution

0-15 16%16-64 66%65+ 18%

View Area Profile

Schools Nearby

Queen's Park CofE/Urc Primary School
0.3 mi
Good
St Mary & St Thomas CofE Primary School
0.3 mi
-
Rivington Primary School
0.3 mi
Good
St Teresa's Catholic Primary School, Devon Street
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Harris Street
-
£65k
-
16 Harris Street
-
£95k
-
30 Harris Street
-
£108k
-
33 Harris Street
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN