12 Millers Fold, Eccleston, St. Helens, WA10 4QT

UPRN:39075692Semi-Detached House3 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

12 Millers Fold, Eccleston, St. Helens, WA10 4QT

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£237,000

£225k - £249kHigh

Estimate

£237k

Range

£225k – £249k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.52%

Verdict

Derived from HomePortfolio scores

12 Millers Fold earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 30Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £89/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£237,000

Rent Estimate (pcm)£1,250

Gross Yield6.52%

1y Growth-

3y Growth+4.5%

5y Growth+4.5%

10y Growth+2.5%

Last Sold Price£147,000 (2015-10-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 4QT

Approval Rate

-12mo

Development

low

P/2026/0511/HHFP
Single storey rear extension.
Pending
P/2026/0489/HHFP
Erection of detached garden store, following demolition of existing garage.
Pending
P/2026/0532/CLE
Certificate of lawfulness for existing use as a 4-bedroom HMO (Class C4).
Pending

View Planning Timeline

Ownership

Corporate Ownership49.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-10-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density3,230 /km²

Owner Occupied86%

Age Distribution

0-15 17%16-64 59%65+ 24%

View Area Profile

Schools Nearby

De La Salle School
0.1 mi
Inspected as De La Salle School (URN 104834) on 6 Jun 2023
Eccleston Mere Primary School
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
St Julie's Catholic Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Bleak Hill Primary School
0.6 mi
Outstanding

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Millers Fold
-
£224k
-
10 Millers Fold
-
£2k
-
5 Millers Fold
-
£235k
-
3 Millers Fold
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN