4 Derringstone Close, St. Helens, WA10 3QR

UPRN:39077248Semi-Detached House3 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band BEPC: C (70)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

4 Derringstone Close, St. Helens, WA10 3QR

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£184,000

£175k - £193kHigh

Estimate

£184k

Range

£175k – £193k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

6.16%

Verdict

Derived from HomePortfolio scores

4 Derringstone Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 30Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £33/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£184,000

Rent Estimate (pcm)£950

Gross Yield6.16%

1y Growth+22.4%

3y Growth+4.5%

5y Growth+4.5%

10y Growth+2.5%

Last Sold Price£123,550 (2016-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 3QR

Approval Rate

-12mo

Development

low

P/2026/0545/HHFP
Erection of a two-storey side extension, alterations to the front boundary wall to provide a new vehicular access, including a sliding gate, dropped kerb and parking space, together with associated internal alterations.
Pending
P/2026/0498/HHPA
Prior approval for a single storey rear extension projecting 3.38m from the rear, 3.54m overall height and 2.29m at the eaves.
Approved
P/2026/0512/FUL
Change of use from Beauty Salon (Sui Generis) to Tattoo Parlour (Sui Generis).
Pending

View Planning Timeline

Ownership

Corporate Ownership49.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density7,148 /km²

Owner Occupied55%

Age Distribution

0-15 16%16-64 65%65+ 19%

View Area Profile

Schools Nearby

Thatto Heath Community Primary School
0.3 mi
Good
St Austin's Catholic Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Nutgrove Methodist Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Carmel College
0.6 mi
-

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Derringstone Close
-
£167k
-
1 Derringstone Close
-
£136k
-
10 Derringstone Close
-
£111k
-
7 Derringstone Close
-
£124k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN