58 Lowther Crescent, St. Helens, WA10 3PW

UPRN:39084112Purpose Built Flat2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band BEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

58 Lowther Crescent, St. Helens, WA10 3PW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£83,000

£79k - £87kHigh

Estimate

£83k

Range

£79k – £87k

Rent Estimate (pcm)

£400

£400 - £450

Monthly

£400

Yield

6.32%

Verdict

Derived from HomePortfolio scores

58 Lowther Crescent earns an INVESTIGATE rating with HP Score 70/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

48/ 100

Mixed

Transit & Bike

Transit 24Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£76,000

At the asking price

Monthly rent£400/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £24,100
Net cash flow: £20/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£83,000

Rent Estimate (pcm)£400

Gross Yield6.32%

1y Growth-50.6%

3y Growth+4.5%

5y Growth+4.5%

10y Growth+2.5%

Last Sold Price£132,000 (2007-09-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WA10 3PW

Approval Rate

-12mo

Development

low

P/2026/0498/HHPA
Prior approval for a single storey rear extension projecting 3.38m from the rear, 3.54m overall height and 2.29m at the eaves.
Approved
P/2026/0550/CLP
Proposed single storey flat roof rear extension.
Pending
C/2026/0131/CON
Discharge of conditions 10 (Construction Demolition Method Statement), 23 (RAMs), 25 (Plant Method Statement) and 38 (Development Funding) on approval P/2025/0540/S73.
Pending

View Planning Timeline

Ownership

Corporate Ownership49.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-09-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density6,231 /km²

Owner Occupied28%

Age Distribution

0-15 23%16-64 65%65+ 12%

View Area Profile

Schools Nearby

Carmel College
0.5 mi
-
Eccleston Lane Ends Primary School
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Austin's Catholic Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Nutgrove Methodist Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

96 Lowther Crescent
-
£85k
-
19 Lowther Crescent
-
£160k
-
29 Lowther Crescent
-
£165k
-
66 Lowther Crescent
-
£75k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN