3 Mill Lane, Newton-le-Willows, WA12 9SF

UPRN:39098395Semi-Detached Property3 bedsBuilt -

LeaseholdCouncil Tax: Band BEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

3 Mill Lane, Newton-le-Willows, WA12 9SF

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£337,000

£320k - £354kHigh

Estimate

£337k

Range

£320k – £354k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

12.65%

Verdict

Derived from HomePortfolio scores

3 Mill Lane earns an INVESTIGATE rating with HP Score 84/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

71/ 100

High

Crime Score

20/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 25Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,850-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £726/mo
Cash on cash: 15.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£337,000

Rent Estimate (pcm)£1,950

Gross Yield12.65%

1y Growth-

3y Growth+1.0%

5y Growth+2.4%

10y Growth+3.6%

Last Sold Price£190,000 (2025-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0WA12 9SF

Approval Rate

-12mo

Development

low

A/2026/0037/NMA
Non-material amendment to approved extension on application P/2026/0222/HHFP, to remove side window and change to window and doors at rear.
Pending
P/2026/0526/COT
Works to 3no sweetgum trees in a Conservation Area for felling and tree replacement
Pending
P/2026/0504/HHFP
Re-covering of existing roof, replacement of existing front door and side screen, and replacement of existing driveway.
Pending

View Planning Timeline

Ownership

Corporate Ownership48.8%
Overseas OwnershipNo
Lease Term Remaining825 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2025-11-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,443

Population Density502 /km²

Owner Occupied81%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

St Peter's CofE Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Newton-le-Willows Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hope Academy
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Mary's Catholic Infant Academy
0.8 mi
Inspected as St Mary's Catholic Infant School (URN 104817) on 8 Jun 2022

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Mill Lane
-
£190k
-
1 Mill Lane
-
£188k
-
5 Mill Lane
-
£225k
-
29 Mill Lane
-
£196k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN