99 Upper Gungate, Tamworth, B79 8AX

UPRN:394026572Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: E (49)

Data freshness:Listing· freshPrice Paid· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£386,000

£367k - £406kHigh

Estimate

£386k

Range

£367k – £406k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

4.74%

Verdict

Derived from HomePortfolio scores

99 Upper Gungate earns an INVESTIGATE rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

95/ 100

Excellent

Transit & Bike

Transit 34Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£380,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £124,300
Net cash flow: -£244/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£386,000

Rent Estimate (pcm)£1,500

Gross Yield4.74%

1y Growth-

3y Growth-2.4%

5y Growth+0.6%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1B79 8AX

Approval Rate

100%12mo

Development

low

0258/2026
Advertisement Consent : Non-illuminated Signage alteration to include police crest and amendment of lettering to the fire station principal elevation
Pending
0254/2026
Reserved Matters in relation to layout, scale, appearance and landscape for the construction of up to 123 new homes (including 20% affordable), a 80-bed care home, access, public open space, landscaping, attenuation basin and associated infrastructure pursuant to outline application 0363/2023.
Pending
0246/2026
Listed Building Consent :Repairing of boundary wall and windows and a change of size of 2 windows (retrospective)
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,167

Population Density-

Owner Occupied68%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

Landau Forte Academy, QEMS
0.1 mi
Good
Landau Forte Academy Tamworth Sixth Form
0.2 mi
Inspected as Landau Forte Academy, Amington (URN 136136) on 23 Jun 2026
Moorgate Primary Academy
0.3 mi
GoodConcerns
Flax Hill Junior Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

101 Upper Gungate
-
£430k
-
105 Upper Gungate
-
£670k
-
53 Upper Gungate
-
£184k
-
103 Upper Gungate
-
£475k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN