187 Cross Lane, Prescot, L35 5DT

UPRN:40010711-Beds -Built 1967-1975

Tenure: -Council Tax: Band BEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£189,000

£180k - £199kHigh

Estimate

£189k

Range

£180k – £199k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

6.32%

Verdict

Derived from HomePortfolio scores

187 Cross Lane earns an INVESTIGATE rating with HP Score 71/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

63/ 100

Moderate

Transit & Bike

Transit 36Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £51/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£1,000

Gross Yield6.32%

1y Growth-

3y Growth+4.1%

5y Growth+5.1%

10y Growth+5.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0L35 5DT

Approval Rate

-12mo

Development

low

26/00526/FUL
ERECTION OF A SINGLE STOREY SIDE EXTENSION TOGETHER WITH THE ERECTION OF A FRONT PORCH
Pending
26/00505/FUL
GARAGE CONVERSION TOGETHER WITH INTERNAL ALTERATIONS
Pending
26/00462/FUL
CONVERSION OF EXISTING GARAGE TO A HABITABLE SPACE.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.2%
Overseas OwnershipNo
Lease Term Remaining898 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density4,651 /km²

Owner Occupied47%

Age Distribution

0-15 23%16-64 62%65+ 15%

View Area Profile

Schools Nearby

St Mary and St Paul's CofE Primary School
0.2 mi
Good
St Luke's Catholic Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Whiston Willis Primary Academy
0.6 mi
OutstandingImproving
Halsnead Primary School
0.6 mi
Good

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

133 Cross Lane
-
£158k
-
155 Cross Lane
-
£195k
-
183 Cross Lane
-
£156k
-
169 Cross Lane
-
£83k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN