12 Laburnum Crescent, Liverpool, L32 0SD

UPRN:40023643Semi-Detached Bungalow2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: B (88)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

12 Laburnum Crescent, Liverpool, L32 0SD

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£177,000

£159k - £195kMedium

Estimate

£177k

Range

£159k – £195k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

5.18%

Verdict

Derived from HomePortfolio scores

12 Laburnum Crescent earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

9/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 29Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£85/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£177,000

Rent Estimate (pcm)£950

Gross Yield5.18%

1y Growth-

3y Growth+4.5%

5y Growth+3.7%

10y Growth+4.7%

Last Sold Price£48,500 (2002-02-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L32 0SD

Approval Rate

-12mo

Development

low

26/00434/CLD
CERTIFICATE OF LAWFUL DEVELOPMENT FOR THE ERECTION OF A 2M BOUNDARY FENCE AND CONVERSION OF GARAGE TO HABITABLE ROOM
Pending
26/00534/CLU
CERTIFICATE OF LAWFULNESS TO CONTINUE THE EXISTING USE OF THE DWELLING FOR CHILDRENS RESIDENTIAL (USE CLASS C2).
Pending
26/00314/COND1
APPLICATION TO DISCHARGE CONDITIONS 7 (CONTAMINATED LAND), 8 (REMEDIATION) AND 9 (MATERIALS MANAGEMENT PLAN) PERTAINING TO PLANNING PERMISSION 26/00314/FUL.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-02-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density6,268 /km²

Owner Occupied83%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Millbrook Community Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Michael and All Angels Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kirkby CofE Primary School
0.4 mi
Good
Melling Primary School
0.5 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Laburnum Crescent
-
£150k
-
10 Laburnum Crescent
-
£160k
-
13 Laburnum Crescent
-
£173k
-
1 Laburnum Crescent
-
£173k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN