42 Larch Road, Liverpool, L36 9TZ

UPRN:40024106Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£279,000

£265k - £293kHigh

Estimate

£279k

Range

£265k – £293k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

8.00%

Verdict

Derived from HomePortfolio scores

42 Larch Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

52/ 100

Elevated

Walkability

80/ 100

High

Transit & Bike

Transit 23Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,700-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £335/mo
Cash on cash: 4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£279,000

Rent Estimate (pcm)£1,800

Gross Yield8.00%

1y Growth-

3y Growth+2.8%

5y Growth+2.8%

10y Growth+4.3%

Last Sold Price£142,000 (2016-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L36 9TZ

Approval Rate

-12mo

Development

low

26/00530/TWA
FELL 2NO. PROTECTED TREES (1NO. SYCAMORE - T001, 1NO. ENGLISH YEW - T002).
Pending
26/00481/FUL
ERECTION OF A 2.4M PALADIN FENCE TO SITE BOUNDARY
Pending
26/00508/TWA
FELL 2 NO. SYCAMORE TREES (G3) & (T5), REDUCTION IN HEIGHT TO 1 NO. LAUREL (G2), REDUCTION IN HEIGHT TO 1 NO. HEDGE (G1), CUTTING BACK OF 1 NO. HAWTHORN TREE (T4), CUTTING BACK OF 1 NO. SYCAMORE TREE (T3) AND CUTTING BACK OF 2 NO. LIME TREES (T1) & (T2)
Pending

View Planning Timeline

Ownership

Corporate Ownership60.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density-

Owner Occupied88%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Huyton With Roby Church of England Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Aloysius Catholic Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Blacklow Brow School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Park View Academy
0.5 mi
Good

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Larch Road
-
£270k
-
18 Larch Road
-
£225k
-
28 Larch Road
-
£142k
-
2 Larch Road
-
£150k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN