43 Lindby Road, Liverpool, L32 6SL

UPRN:40025040Mid Terrace House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£128,000

£121k - £134kHigh

Estimate

£128k

Range

£121k – £134k

Rent Estimate (pcm)

£1,000

£1k - £1k

Monthly

£1,000

Yield

8.28%

Verdict

Derived from HomePortfolio scores

43 Lindby Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

37/ 100

Mixed

Transit & Bike

Transit 24Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £1,000-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: £203/mo
Cash on cash: 5.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£128,000

Rent Estimate (pcm)£1,000

Gross Yield8.28%

1y Growth-

3y Growth+4.5%

5y Growth+3.7%

10y Growth+4.7%

Last Sold Price£60,500 (2012-12-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L32 6SL

Approval Rate

-12mo

Development

low

26/00483/FUL
CHANGE OF USE FROM A STORAGE AND DISTRIBUTION CENTRE (USE CLASS B8) TO A METALS AND MINERALS LABORATORY (USE CLASS E(G)) TOGETHER WITH THE INSTALLATION OF AIR CONDITIONING UNITS, EXTRACTION EQUIPMENT, FLUES AND EXTERNAL GAS STORAGE.
Pending
26/00277/NMA
NON-MATERIAL AMENDMENT TO 26/00277/FUL (INSTALLATION OF ATM INSTALLED TO SHOP FRONT) AMENDMENT SOUGHT TO REDUCE THE SIZE OF THE ATM THROUGH THE INSTALLATION OF AN ALTERNATIVE ATM TYPE.
Approved
23/00215/COND2
APPLICATION TO DISCHARGE CONDITION 4 (CONTAMINATED LAND) PERTAINING TO PLANNING PERMISSION 23/00215/FUL.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-12-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density4,944 /km²

Owner Occupied46%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Park Brow Community Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Laurence's Catholic Primary School
0.3 mi
-
Activate
0.6 mi
-
Bluebell Park School
0.7 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

29 Lindby Road
-
£87k
-
41 Lindby Road
-
£110k
-
33 Lindby Road
-
£45k
-
31 Lindby Road
-
£156k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN