72 Rupert Road, Liverpool, L36 9TG

UPRN:40036865Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£219,000

£208k - £230kHigh

Estimate

£219k

Range

£208k – £230k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

9.27%

Verdict

Derived from HomePortfolio scores

72 Rupert Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 35Bike 38

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 40036865· as of 12 Oct 2026
Rental economics34.2/40
gross yield 9.3%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1700/mo (range 1650-1800)· as of 12 Oct 2026· verify before relying on this
Stress margin11.3/30
stressed cash flow +191/mo, +11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
323 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £165,000

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,650-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £434/mo
Cash on cash: 7.5%
Score at this price: 60

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 40036865Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1700/mo (range 1650-1800)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1650-1800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £165,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£219,000

Rent Estimate (pcm)£1,700

Gross Yield9.27%

1y Growth-8.4%

3y Growth+2.8%

5y Growth+2.8%

10y Growth+4.3%

Last Sold Price£69,950 (2003-04-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0L36 9TG

Approval Rate

-12mo

Development

low

26/00500/LBC
LISTED BUILDING CONSENT FOR RETROSPECTIVE INTERNAL ALTERATIONS COMPRISING THE FORMATION OF DOOR OPENING BETWEEN SECOND FLOOR BEDROOMS (INCLUDING STEPS) AND RETENTION OF ROOFLIGHT TO REAR ROOF SLOPE
Pending
26/00499/FUL
RETROSPECTIVE APPLICATION FOR RETENTION OF INTERNAL ALTERATIONS TO FORM DOOR OPENING BETWEEN SECOND FLOOR BEDROOMS (INCLUDING STEPS) AND RETENION OF NEW ROOFLIGHT TO REAR ROOF SLOPE
Pending
26/00530/TWA
FELL 2NO. PROTECTED TREES (1NO. SYCAMORE - T001, 1NO. ENGLISH YEW - T002).
Pending

View Planning Timeline

Ownership

Corporate Ownership60.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-04-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density-

Owner Occupied60%

Age Distribution

0-15 20%16-64 61%65+ 19%

View Area Profile

Schools Nearby

Huyton With Roby Church of England Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Aloysius Catholic Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Park View Academy
0.5 mi
Good
Blacklow Brow School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

7 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

74 Rupert Road
-
£190k
-
50 Rupert Road
-
£182k
-
84 Rupert Road
-
£180k
-
66 Rupert Road
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN