Stanley Cottage, Church Walk, Knowsley, Prescot, L34 9ER

UPRN:40067508Detached House2 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Stanley Cottage, Church Walk, Knowsley, Prescot, L34 9ER

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£533,000

£427k - £640kLow

Estimate

£533k

Range

£427k – £640k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

2.85%

Verdict

Derived from HomePortfolio scores

Stanley Cottage earns an INVESTIGATE rating with HP Score 62/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

28/ 100

Low

Transit & Bike

Transit 13Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£525,000-£800,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,700-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£1,385/mo
Cash on cash: -6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.70 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£533,000

Rent Estimate (pcm)£1,900

Gross Yield2.85%

1y Growth-

3y Growth-0.9%

5y Growth+3.5%

10y Growth+6.9%

Last Sold Price£180,000 (2018-01-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0L34 9ER

Approval Rate

-12mo

Development

low

26/00524/FUL
DEMOLITION OF EXISTING OUTBUILDINGS TOGETHER WITH EXTERNAL ALTERATIONS TO EXISTING BUNGALOWS, INCLUDING REPLACEMENT FENESTRATION AND RAINWATER GOODS, TOGETHER WITH THE ERECTION OF 1NO. OUTBUILDING, EXTENSION OF EXISTING HARDSTANDING TO PROVIDE ADDITIONAL CAR PARKING, AND ASSOCIATED LANDSCAPING AND BOUNDARY TREATMENT WORKS (PART-RETROSPECTIVE).
Pending
22/00099/COND7
APPLICATION TO DISCHARGE CONDITIONS 4 (CAR PARKING) AND 10 (DRAINAGE MAINTENENCE AND MANAGEMENT) PERTAINING TO PLANNING PERMISSION 22/00099/FUL.
Pending
26/00520/TCA
T1 PINE REDUCE CROWN BY 1 METER, T4 PINE FELL, T5 PINE: FELL
Pending

View Planning Timeline

Ownership

Corporate Ownership54.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-01-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,542

Population Density-

Owner Occupied63%

Age Distribution

0-15 18%16-64 63%65+ 19%

View Area Profile

Schools Nearby

St John Fisher Catholic Primary School
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Knowsley Village School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Emmaus Church of England and Catholic Primary School
1.1 mi
Outstanding
St Albert's Catholic Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Stanley Cottage School Lane
-
£180k
-
Highfields Cottage School Lane
-
£230k
-
Quarry Cottage School Lane
-
£200k
-
Stanley Cottage School Lane
-
£135k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN